Installment Agreements

What this service is

An installment agreement lets a taxpayer pay a balance over time instead of in one payment. Interest and certain penalties can continue to accrue while a balance remains.

Whether a plan is available, and on what terms, depends on the amount owed, filing status and your ability to keep current going forward.

When it may be relevant

• You cannot pay the full balance now but can make regular payments.
• You want to understand what a realistic monthly payment looks like.
• A previous payment plan defaulted and you want to know what comes next.
• You are comparing a payment plan with other possible options.

What can affect eligibility or suitability

• The total balance and the tax years it covers.
• Whether all required returns are filed.
• Your income, expenses and ability to keep future taxes paid on time.
• The specific plan types and requirements offered by the tax authority.

What the process looks like

1. 1

   Confirm your position

   We check that returns are filed and understand the balance involved.

2. 2

   Review affordability

   Together we talk through what you can reasonably pay each month.

3. 3

   Compare arrangements

   Available plan types and their trade-offs are explained.

4. 4

   Set up and maintain

   If you proceed, the arrangement is requested and you receive guidance on keeping it in good standing.

Questions about installment agreements